I am Valentine St. Martin, a licensed insurance agent, and worksite benefit provider. I help self-employed business owners protect their families, their businesses, and their legacy. I help protect the front line and first responders of New York City. I make sure that hard-working individuals have a safety net in place that prevents hardship in the event of a disability, sickness, or injury. I do all of this by providing tax-free or tax-deferred income for themselves and their families for life. I worked in the healthcare business for twenty years helping patients understand their insurance I performed claims billing, and collecting for the physicians when insurance companies had difficulties in paying claims. I set out to bridge the gaps between the client, the provider, and the insurance company because I noticed there was a lack of communication and education, between all involved parties. I became a licensed insurance agent to better educate as many people as I can about their policies, to help them choose the best coverage, and how to use the products I provide for them. I was fingerprinted by the FBI with a full background check I have a legal, moral, ethical, and fiduciary responsibility to all.
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